BUYER STRATEGY

How to Buy With Little Money Down

Every DPA (Down Payment Assistance) program in Miami-Dade, Broward, and Palm Beach — including grants, loans, and incentives.

10 pages 12 min read PDF download

C

CERTEZZA REALTY

2026 EDITION

WHAT YOU'LL DISCOVER

Inside This Report

Every DPA (Down Payment Assistance) program in Miami-Dade, Broward, and Palm Beach — including grants, loans, and incentives.

Hometown Heroes DPA: $35K assistance for essential workers like teachers, nurses
First-time homebuyer grants: non-repayable down payment assistance programs
Employer DPA programs: companies offering down payment help to employees
Lender credits and concessions: getting sellers to pay your costs
FHA loans with 3% down and VA loans with 0% down explained
How to stack programs: combining multiple assistance sources for maximum help

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