The Extra Costs Buyers Don't Expect

Inside This Report

Complete breakdown of Florida closing costs, insurance, taxes, HOA, and monthly costs that surprise South Florida buyers.

• Closing costs: title, appraisal, inspection, insurance, attorney fees breakdown
• Property taxes: Florida homestead rates, non-homestead, and tax assessment
• Insurance: homeowners, flood, wind, and pool insurance in 2026
• HOA fees: annual, special assessments, and budgeting for unexpected costs
• Transfer taxes and doc stamps: how much they cost in South Florida
• Move-in costs: inspections, repairs, utilities, and first-month expenses