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BUYER GUIDE

Stop Paying Rent: Your Path to Homeownership

First-time buyer guide with Hometown Heroes, Florida Assist, FHA, VA — and proven strategies to get into South Florida homes.

11 pages 13 min read PDF download
Stop Paying Rent: Your Path to Homeownership
CERTEZZA REALTY
2026 EDITION
WHAT YOU'LL DISCOVER

Inside This Report

First-time buyer guide with Hometown Heroes, Florida Assist, FHA, VA — and proven strategies to get into South Florida homes.

  • Hometown Heroes DPA program: $35K down payment assistance for essential workers
  • Florida Assist and other state programs: hidden incentives and requirements
  • FHA loans: lower credit scores, lower down payments explained
  • VA benefits: mortgage rates and benefits for military and veterans
  • Down payment strategies: when to save more vs. use assistance programs
  • Pre-approval process: what lenders look for and how to get approved fast
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